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injured in a Car accident? You Need a Personal Injury Lawyer!

Call a Personal Injury Lawyer!

Car accidents are a leading cause of injury and death in the United States. The injuries, disabilities and medical expenses carried by the victims have devastating effects on their lives and the lives of their families.

If you, or a loved one has been the victim of a car accident you need a personal injury lawyer. Yes, it is that simple. The insurance company has armies of lawyers trying to rob you and your family of your rights in order to secure profit for the insurance company. They are not your friend (no matter how “friendly” they try to be on the phone with you).

Insurance “adjusters” are paid to pay you as little as they can get away with (not what is fair). Only a top quality lawyer with experience and proven results can help you and your loved ones get the compensation you deserve to pay for medical expenses, lost wages, and the pain and disability that often comes with personal injury.

The award winning lawyers at TheLawFirm.com have literally set records in personal injury settlements and trials for obtaining fair compensation for our clients.

Tips to be aware of:

1) Get medical treatment as soon as possible. Do not delay your medical treatment. Getting medical treatment is good for you, good for your family, and good for your case. If you do not have health insurance we can help you get top quality medical treatment without any money up front (even surgery if needed).

2) Don’t talk to ANY insurance company (even your own) without a good lawyer.

3) Call TheLawFirm.com today for a FREE consultation. Tell us your story. We will tell you if you have a personal injury case and, if so, assign you a personal injury lawyer who is a great fit for your case based upon experience and track record with cases just like yours.

4) Act now. The sooner you call us, the more we can do for you. Delays in contacting a top quality personal injury lawyer can only hurt your case and lower the amount of settlement. You have nothing to lose by calling us right now.

Accident Medical Treatment

Modern medical treatment is expensive. Especially in the US, an overnight stay in the hospital can cost thousands of dollars. For the serious injury case this firm specializes in, the medical bills are far beyond the ordinary person's ability to pay.

After an car accident, the insurance company for the person who caused your accident will not pay your medical bills. As a rule, the insurance company pays nothing initially, as any payment would be seen as an admission of fault. At the conclusion of the case, the insurance company will take into account the amount of the medical bills, paid or unpaid, and factor that into the settlement. Otherwise we ask the jury to compensate our client for these costs.

Occasionally, an American injury victim will have some "med-pay" insurance through their automobile insurance. We can often help you collect these benefits.

Fortunately, for Americans with regular medical insurance, that coverage will pay for medical treatment caused by a car accident. This is true whether the coverage is private health insurance such as Anthem or Blue Cross, Medicare, an ERISA self-insured plan, or some other health insurance. Medical insurance will pay for your accident related medical expenses just as it would pay for the medical treatment for any other illness or condition. For Canadians in Canada, their Provincial health plan will cover the treatment.

Problems arise for people without medical insurance who are injured in accidents. Likewise problems arise for Canadians injured in the US where the difference between the Provincial plan and the cost of care in the US can be staggering. In these cases, the bills mount up and there is no means to pay them. Sometimes, the doctors or therapists refuse to treat a patient when they have no insurance. Solving the medical bill problems of such clients is a service we provide. We may be able to find American doctors who will treat you and wait be paid until the conclusion of the case.

We may be able to secure insurance coverage through a state program or direct the client to a hospital clinic where care is provided free of charge. Helping our clients get necessary medical treatment does not increase the cost to our client.

At the conclusion of a case, the insurance company for the person who caused the car accident normally pays a settlement, which is based in part on the amount of the medical bills incurred for treatment in the case. For obvious reasons, a more seriously injured person usually has larger medical bills.

Fortunately, for Americans with regular medical insurance, that coverage will pay for medical treatment caused by an accident. This is true whether the coverage is private health insurance such as Anthem or Blue Cross, Medicare, an ERISA self-insured plan, or some other health insurance. Medical insurance will pay for your accident related medical expenses just as it would pay for the medical treatment for any other illness or condition. For Canadians in Canada, their Provincial health plan will cover the treatment.

Problems arise for people without medical insurance who are injured in accidents. Likewise problems arise for Canadians injured in the US where the difference between the Provincial plan and the cost of care in the US can be staggering. In these cases, the bills mount up and there is no means to pay them. Sometimes, the doctors or therapists refuse to treat a patient when they have no insurance. Solving the medical bill problems of such clients is a service we provide. We may be able to find American doctors who will treat you and wait be paid until the conclusion of the case. We may be able to secure insurance coverage through a state program or direct the client to a hospital clinic where care is provided free of charge. Helping our clients get necessary medical treatment does not increase the cost to our client.

At the conclusion of a case, the insurance company for the person who caused the accident normally pays a settlement, which is based in part on the amount of the medical bills incurred for treatment in the case. For obvious reasons, a more seriously injured person usually has larger medical bills.

If medical bills remain unpaid at the conclusion of the case, part of the settlement may be used to pay doctors or hospitals. We often negotiate the payment of these bills with the care providers and try to get the best deal for the client.

As for bills paid by your medical insurance, in most cases the insurance company has no lien on the settlement of a personal injury case. In other words, Americans don't have to pay their medical insurance company back for the bills it paid. We will review any invoices you receive from your medical insurance company. Some companies will send a letter out, asking you to agree to pay them back, when under the law they have no right to reimbursement from your settlement.

There are two principal types of insurance which do have a valid legal lien and must be reimbursed for medical bills paid after an accident. The first is Medicare or Medicaid. We must notify Medicare about your case and pay the lien from the settlement of your case.

The second type of insurance entitled to reimbursement is a self-insured plan which is governed by a American law called ERISA (The Employee Retirement Income Security Act of 1974). These insurance plans are typically those of large, national corporations, or of plans provided by labor unions. This is a complicated area of law. We will negotiate for you, against the ERISA self-insured plan, to try to get the plan to discount its claims against your case.

For Canadians, the situation is more complicated by the fact that Canadians generally have both automobile insurance and health insurance. What health costs are recoverable will depend on the circumstances. For example, under the BC Medicare Protection Act, the BC government may try and ask for reimbursement of medical costs but Courts in the US don’t have to apply Canadian law. Just know that our job is to get you the maximum compensation we can for your injuries and then negotiate with different health care providers to allow you to keep as much as you can.

Still have questions? If so, contact us, to schedule a free consultation. 1(844)682-2100

IMPORTANT!

You've been in an accident - What should you do?

1. Call the Police
2. Preserve Evidence
3. Identify Witnesses
4. Get the Other Driver’s Information
5. Seek Immediate Medical Attention - If you are offered medical attention by the police, accept it - If you don’t leave the scene by ambulance, get medical attention immediately.
6. Find an Experienced Personal Injury Attorney   
7. Report the Accident to Your Insurance Company
8. Be Careful Whom You Talk to   
9. Don’t Sign Anything

10 things to avoid

after a car accident

blue car after a car accident

If you have a serious personal injury case, it is critical to get advice from a qualified personal injury attorney. If you do not get, and follow, proper advice, you may not get the compensation you deserve. Please avoid doing the following:

1. Failing to Document the Accident
If you are involved in an accident, it is important to document the event as best you can. After an automobile accident, call the police to the scene, get the other driver’s personal information, get contact information from witnesses and, if possible, photograph the vehicles, the accident scene and any visible injuries. Of course, in very serious accidents where someone is badly hurt or killed this may not be possible. Click to Continue

Call a Personal Injury Lawyer!