Auto insurance in New Brunswick is provided by more than 65 private companies.
Insurance Coverage in New Brunswick
Compulsory minimum third-party liability
$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $20,000
Medical payments
$50,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years
Funeral expense benefits
$2,500
Disability income benefits
104 weeks partial disability; lifetime if totally disabled; maximum $250/week; must be disabled for at least 7 days to qualify; unpaid housekeeper $100/week, maximum 52 weeks
Death benefits
Death within 180 days (or two years if continuously disabled prior to death); death of head of household $50,000, plus $1,000 to each dependent survivor after first; death of spouse/partner $25,000; death of dependant $5,000
Impairment benefits
N/A
Administration
Private insurers
Right to sue for pain and suffering?
Yes, but if it is a “minor injury,” maximum award is $7,500
Right to sue for economic loss in excess of no-fault benefits?
Yes
