Accident Insurance
What Will Your Province Pay?
Car insurance is required by law in Canada and all drivers must have third party liability insurance. The minimum amount of liability insurance in the country is $200,000, except in Quebec where it is $50,000.
Additionally, every province and territory in Canada (except Newfoundland and Labrador) requires drivers to have insurance coverage for their own medical expenses and any loss of income which may be incurred as a result of driving related injuries.
Types of insurance
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Third Pary Liability:
Compulsory in Canada and provides insurance cover up to a certain amount which will cover any damage (due to the fault of the insured driver) to any other party's property, or to pay compensation for a third party's personal injury and/or death. -
Collision:
Covers damage to the insured's own car, should an accident occur which is their fault -
Comprehensive:
Protects against theft and vandalism as well as collision and third party liability.
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