Car insurance in this territory is provided by private companies.
Insurance Coverage in Northwest Territories
Compulsory minimum third-party liability
$200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000
Medical payments
$25,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years
Funeral expense benefits
$1,000
Disability income benefits
80% gross weekly wages to a maximum $140/week; 104 weeks temporary disability; lifetime if totally disabled; nothing is payable for the first 7 days of disability; unpaid housekeeper $100/week, maximum 12 weeks
Death benefits
Death within 180 days (or two years if continuously disabled prior to death); death of head of household $10,000; death of spouse $10,000; each dependent survivor after first $2,000; if only one survivor, spouse or dependant, principal sum ($10,000) increased by $1,500
Impairment benefits
N/A
Administration
Private insurers
Right to sue for pain and suffering?
Yes
Right to sue for economic loss in excess of no-fault benefits?
Yes
Notes
None
