Insurance Northwest Territories

Insurance In Northwest Territories

Car insurance in this territory is provided by private companies.

Compulsory minimum third-party liability:

 $200,000 is available for any one accident; however, if a claim involving both bodily injury and property damage reaches this figure, payment for property damage will be capped at $10,000

Medical payments:

$25,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years

Funeral expense benefits:

$1,000

Disability income benefits:

80% gross weekly wages to a maximum $140/week; 104 weeks temporary disability; lifetime if totally disabled; nothing is payable for the first 7 days of disability; unpaid housekeeper $100/week, maximum 12 weeks

Death benefits:

Death within 180 days (or two years if continuously disabled prior to death); death of head of household $10,000; death of spouse $10,000; each dependent survivor after first $2,000; if only one survivor, spouse or dependant, principal sum ($10,000) increased by $1,500

Impairment benefits:

N/A

Right to sue for pain and suffering?

Yes

Right to sue for economic loss in excess of no-fault benefits?

Yes

Administration:

Private insurers

Notes:

None