Nova Scotia Insurance chart
Auto insurance in Nova Scotia is provided by more than 60 private companies that compete for customers.
Compulsory minimum third-party liability:
$500,000 is available for any one accident
Medical payments:
$50,000/person, including rehabilitation, excluding health insurance and other medical plans; time limit is four years
Funeral expense benefits:
$2,500
Disability income benefits:
80% of gross weekly income (less any payments for loss of income); 104 weeks partial disability; lifetime if totally disabled (incapable of performing essential duties); maximum $250/week; must be disabled for at least 7 days to qualify; unpaid housekeeper, if completely disabled, $100/week for maximum of 52 weeks
Death benefits:
Death within 180 days (or two years if continuously disabled prior to death); death of head of household $25,000, plus $1,000 to each dependent survivor after first; death of spouse/partner $25,000; death of dependant $5,000
Impairment benefits:
N/A
Right to sue for pain and suffering?
Yes, but if injury a “minor injury,” maximum award is $8,213
Right to sue for economic loss in excess of no-fault benefits?
Yes
Administration:
Private insurers
Notes:
None
Source: Car Insurance Where You Live
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